DUMFRIES MORTGAGE & PROPERTY SHOP AND D.M.P.S. FINANCIAL SERVICES
Mortgages

Dumfries Mortgage & Property Shop are independent mortgage brokers and can search the entire market to obtain the best product for your needs.
 
So whether you are a first time buyer or looking to build your own dream home, please come and see us and let us find the best deal for you.
 
 

Mortgage Brokers

Residential Mortgages

  • First time buyer
  • Remortgage
  • Home mover
  • Further borrowing 
  • Self build
  • Right to Buy

For Right to Buy mortgages the overall cost for comparison is 6.6% APR.

The actual rate will depend upon your circumstances. Ask for a personalised illustration.

This APR is based on those with a clean credit history. 


       *PRODUCT UPDATE: We can arrange mortgages for the new 'LIFT' Mortgage Scheme                     

LIFT

LIFT stands for Low-cost Initiative for First Time Buyers and is the new scheme offered by the Scottish Government to assist people on low incomes buying their first home. You can choose the property you want to buy, and in most cases NO DEPOSIT IS REQUIRED. Only a limited number of lenders provide mortages for this scheme, but being independent, we can source mortgages from all of them, to find you the best deal for your needs. (Terms and conditions apply)
 
 
 

Buy-to-Let Mortgages

  • First time landlords
  • Let-to-Buy
  • Let property portfolios


Other Services

  • Secured loans
  • Mortgages for properties abroad

Changes in the exchange rate may increase the sterling equivalent of your debt.
Foreign mortgages are not regulated by the FSA or arranged via Sesame.
 

  • Mortgages for second homes or holiday homes




Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
For mortgages we can be paid by commission from the lender, or a fee of usually £500.00.